Because understanding money management fundamentals and having a financial plan are not enough to get there.  Both of those are part of the puzzle, but do not form the complete picture.  Something more fundamental and personal is involved: One’s direct experience with money, the inner experience one has when dealing with money.  This is the missing link, the key to unlocking financial well-being. Where does that inner experience come from?  From our history with money.  All the way back to...

Our backyard faces into a wooded canyon, and there's a lot of nature to enjoy watching back there. We see coyotes, an occasional bobcat, some racoons, and lots of birds – especially hummingbirds. A while back, when I was contemplating starting my financial wellness practice, we noticed a couple of hummingbirds spending a lot of time in our backyard, and then we happened upon a beautiful little nest in a leafy hedge. A few days later we noticed a couple more hummingbirds hanging around in the...